Organizing finances through software

With the increased use of online payments and transactions, it has become quite simple to pay bills either through the personal computer or through the mobile phone for all online payments. In such a scenario, it may be difficult for you to remain organized and not forget any payment. This is even more important, since many payments are monthly but quite a few or quarterly, half-yearly or even yearly payments. Moreover, people are also forced to remember several other payments, income streams and special offers also, such as subscriptions, daily deals, rewards programs, frequent flier programmers, etc. It is easy for anybody to forget such payments and other items in your financial agenda. Bill organizing software is an ideal solution.

Free Bill Organizing Software

Several free bill organizing software products are available on the World Wide Web. Most of them are designed for U.S. citizens or people of England or Europe and hence, they may not be immediately suitable for Indians. However, a few of them are suitable for Indian users with minor modifications. Free and open source accounting software like TurboCASH, osFinancials, Free Accounting, EZAcct, Ledger, etc. are capable of fair amount of bookkeeping and accounting, along with bill payments organization.

However, AceMoney Lite is useful free simple personal finance management software. AceMoney Lite is a good alternative to paid money management software like Quicken, Microsoft Money, Moneydance, etc. This program allows you to perform the following tasks.

• You can keep track of all deposits and withdrawals by applying different parameters.
• You can create your own home budget, set up individual budget limits for each category and track variances between budget values and actual values.
• You can track performance of all investments, with automatic download of stock quotes from the Internet.
• This software supports over 150 currencies and downloads their exchange rates automatically.
• The personal finance software controls all bill payments and reminds their due dates.

If you find the Lite version satisfactory to you, you can upgrade to the full version for $39.99, after using the full version free of cost for 30 days. The plus point is that AceMoney Lite supports Indian rupee but only a few banks operating in India are supported like ICICI Bank.

Paid Bill Organizing Software

Personal finance management software products like Quicken and Moneydance are also available for serious users. Quicken has four versions that are priced between $59.99 and $149.99. The cheapest version is adequate for individuals, if they wish to organize only their bill payments. However, investment management will require higher versions. Similarly, Moneydance is available for $39.99 and features like bill payment, online banking, etc. are available in this basic version itself. Several other paid versions are also available on the World Wide Web that suit different needs of personal finance management.

Some free personal finance management software like AQURA Lite, Easy Cash Manager, etc. are also useful for Indian individuals with limited finance management requirements. Kindly contact us for more details on the best bill organizing software that will suit individual requirements.